{"id":49515,"date":"2025-09-15T10:14:00","date_gmt":"2025-09-15T09:14:00","guid":{"rendered":"https:\/\/newstimers.com\/index.php\/2025\/09\/15\/dream-of-buying-your-own-house-will-be-fulfilled-these-9-banks-are-offering-the-cheapest-loans\/"},"modified":"2025-09-15T10:14:00","modified_gmt":"2025-09-15T09:14:00","slug":"dream-of-buying-your-own-house-will-be-fulfilled-these-9-banks-are-offering-the-cheapest-loans","status":"publish","type":"post","link":"https:\/\/newstimers.com\/index.php\/2025\/09\/15\/dream-of-buying-your-own-house-will-be-fulfilled-these-9-banks-are-offering-the-cheapest-loans\/","title":{"rendered":"Dream of buying your own house will be fulfilled, these 9 banks are offering the cheapest loans"},"content":{"rendered":"


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If you are also planning to buy a house somewhere by gathering your hard -earned money and are going to take a home loan for it, then this news is for you. Actually, taking a loan in today’s era is not as big a matter, a loan can be taken by giving some documents, but the most important it is to pay its interest. To fill EMI on time. In such a situation, it is very important to calculate EMI while taking home. Let us tell you about 9 such banks that are imposing less interest on home loans of Rs 50 lakh for 20 years, due to which the monthly EMI is falling short.<\/p>\n

Home loan interest rates and EMI<\/h2>\n
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  1. Canara Bank- <\/strong>Bank market. According to com, Canara Bank is giving the cheapest home loan among public sector banks. The interest rate starts at 7.3%. For 20 years, EMI will be about Rs 39,670 for 20 years.<\/li>\n
  2. Union Bank of India- <\/strong>Union Bank is also giving home loan at an interest rate of 7.3%. The 20 -year loan EMI of Rs 50 lakh will be about Rs 39,670, which is the most economical in the public sector.<\/li>\n
  3. Bank of Baroda- <\/strong>The home loan of Bank of Baroda starts at 7.45% interest rate. EMI will be Rs 40,127 on a 20 -year loan of Rs 50 lakh, which is a very good option.<\/li>\n
  4. state Bank of India- <\/strong>SBI home loan is giving 7.5% interest rate. EMI will be Rs 40,280 on a 20 -year loan of Rs 50 lakh, which is reliable and economical.<\/li>\n
  5. Punjab National Bank- <\/strong>PNB is also giving loans at 7.5% interest rate. The EMI of 20 years loan of Rs 50 lakh will be Rs 40,280.<\/li>\n
  6. ICICI Bank- <\/strong>ICICI Bank offers home loans at 7.7% interest rate. EMI will be Rs 40,893 on a 20 -year loan of Rs 50 lakh, which is popular in the private sector.<\/li>\n
  7. HDFC Bank- <\/strong>HDFC bank’s interest rate starts at 7.9%. EMI will be Rs 41,511 on a 20 -year loan of Rs 50 lakh.<\/li>\n
  8. Kotak Mahindra Bank- <\/strong>Kotak Mahindra Bank gives home loan at 7.99% interest rate. The EMI of 20 years loan of Rs 50 lakh will be Rs 41,791.<\/li>\n
  9. Axis Bank-<\/strong>Axis Bank offers home loans at 8.35% interest rate. EMI will be Rs 42,918 on a 20 -year loan of Rs 50 lakh.<\/li>\n<\/ol>\n<\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"

    If you are also planning to buy a house somewhere by gathering your hard -earned money and are going to take a home loan for it, then this news is for you. Actually, taking a loan in today’s era is not as big a matter, a loan can be taken by giving some documents, but […]<\/p>\n","protected":false},"author":1,"featured_media":49516,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/images.tv9hindi.com\/wp-content\/uploads\/2025\/06\/homeloan-.jpg","fifu_image_alt":"","footnotes":""},"categories":[43785],"tags":[],"class_list":{"0":"post-49515","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business"},"yoast_head":"\nDream of buying your own house will be fulfilled, these 9 banks are offering the cheapest loans - News Timers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newstimers.com\/index.php\/2025\/09\/15\/dream-of-buying-your-own-house-will-be-fulfilled-these-9-banks-are-offering-the-cheapest-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dream of buying your own house will be fulfilled, these 9 banks are offering the cheapest loans - News Timers\" \/>\n<meta property=\"og:description\" content=\"If you are also planning to buy a house somewhere by gathering your hard -earned money and are going to take a home loan for it, then this news is for you. 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