{"id":47399,"date":"2025-07-09T18:00:00","date_gmt":"2025-07-09T17:00:00","guid":{"rendered":"https:\/\/newstimers.com\/index.php\/2025\/07\/09\/are-you-also-keeping-your-money-in-a-savings-account-do-this-work-immediately-otherwise-there-will-be-a-big-loss\/"},"modified":"2025-07-09T18:00:00","modified_gmt":"2025-07-09T17:00:00","slug":"are-you-also-keeping-your-money-in-a-savings-account-do-this-work-immediately-otherwise-there-will-be-a-big-loss","status":"publish","type":"post","link":"https:\/\/newstimers.com\/index.php\/2025\/07\/09\/are-you-also-keeping-your-money-in-a-savings-account-do-this-work-immediately-otherwise-there-will-be-a-big-loss\/","title":{"rendered":"Are you also keeping your money in a savings account? Do this work immediately, otherwise there will be a big loss!"},"content":{"rendered":"


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Symbolic photo.\n<\/p>\n

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If you want to be rich in your life, then you will not only have to earn good, but you also have to invest your earnings in a good place. Investing money is very important. By investing, you not only create wealth but also secure your future. Different people invest their money in different places. Some of these people are also those who invest their money in a savings account. Those doing this are indirectly suffering.<\/p>\n

Investment of money in savings account<\/h2>\n

Some people put their savings in a savings account but the savings account get a return at a very low interest rate. This interest rate is also only 2.50 to 2.75 percent of large government and private banks. In such a situation, if you have 1 lakh rupees in your savings account, then you will get a total return of 200 to 250 rupees in 1 year, which is a very low amount. On the other hand, the inflation rates are about 6 percent. In such a situation, interest of 2.50 or 2.75 percent annually is decreasing your money at the rate of 3 percent annually. In such a situation, it is not prudent to invest your money in a savings account amidst this increasing inflation.<\/p>\n

How much money is necessary in savings account<\/h2>\n

You should keep as much money as the required expenses of only 3 to 6 months in your savings account, which you can easily use in difficult times. The rest of your savings should invest in a good scheme.<\/p>\n

Best place for investment<\/h2>\n

To make your money safe investment, you can also earn good money by investing in a bank FD. Apart from this, many small savings schemes are being run by the post office, in which even good returns are given by investing. This includes savings schemes like PPF, MIS, SCSS, KVP. Also, investment in mutual funds is also a better option.<\/p>\n<\/div><\/div>\n


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