Bhopal
There is good news for those living in cities. After the Pradhan Mantri Awas Yojana-Gramin, now the Central Government has also increased the deadline of PM Awas Yojana-Urban (PMAY-U). The central government has started taking applications for one crore new houses. The central government had kept the scheme till 31 March, 2022. Under PMAYU 2.0, the government aims to provide a firm house to more and more needy people living in cities. The special thing is that the benefit of this scheme will be available from poor laborers to middle class people.
If the middle class people buy the first house, then under the PM Awas Yojana Urban 2.0, the government gets subsidy in the interest of home loan. The central government launched the Pradhan Mantri Awas Yojana Urban on 25 June 2015. The scheme, which started with the ‘Housing for All’ mission, was aimed at providing cheap houses to the families living in the cities. Under this scheme, subsidy is given by the government on taking home. PM Awas Yojana should be a house of at least 30 square meters for urban. The central government not only helps in building a house but also gives subsidy of up to Rs 2.67 lakh on home loans. Apart from this, it is also helped in providing a rented house.
Government is giving help in these 4 ways
Under the PM Awas Yojana Urban, benefits are given to those who do not have a pucca house. The government helps them in four ways.
Financial assistance in preparing your own house
Participation with public or private sector for housing project
Home loan subsidy
Hire
Keep 456 rupees in the first account till 31 May, otherwise these 2 big benefits will be lost in difficult times
Free treatment of 1.5 lakh, Sanjeevani will become a new scheme of Sanjeevani for those injured in accident
Benefits of PM Housing Scheme
Help of Rs 2.5 lakh to make families coming to EWS category home
Projects where 35% of the houses are for EWS category and more than 250 houses are helping Rs 2.5 lakh per house
Subsidy in interest on home loan: EWS/LIG/MIG families subsidized in interest from 3 to 6.5%
Will you get the benefit of PMAY -U
EWS category: Families whose annual income is up to Rs 3 lakh
LIG: Families whose income is between 3 lakh and 6 lakh rupees
MIG: Families whose income is between 6 lakh and 9 lakhs
The applicant should not have a sure house in its name in any state of the country
This scheme should be implemented in the state or city where you are living in
If you have not taken advantage of any such scheme from the government before
They will get priority
Scheduled Castes, Scheduled Tribes, Minorities, single women, widows, disabled people, senior citizens, transgenders will be given priority for applying under this scheme in PM Awas Yojana Urban. Apart from this, focus is also being focused on the street vendors, cleaning workers and registered artisans under PM Vishwakarma under the PM Swanidhi Yojana.
