The Modi government of the Center will spend about 50 thousand crore rupees for the beneficiaries of the Housing Scheme (PM Awas Yojana 2.0) in 2025, so that all the characters can get their own house. Explain that under this scheme, the beneficiary is provided the benefit of subsidy to build or buy his own house so that housing can be available to them at a cheaper rate. The scheme is being run in both rural and urban areas. Under this scheme, the benefit of grant will be given to the beneficiary by meeting the state and central government.
Approval to build 10 lakh new houses under urban 2.0
Under this scheme, after the completion of the survey of eligible beneficiaries of the country, they will be given a grant of up to Rs 1.20 lakh to build a house. So under the PM Awas Yojana, the eligible beneficiaries will be subsidized for making or purchasing their homes. Explain that along with this, the state government has approved the construction of 10 lakh new houses under the PM Awas Yojana Urban 2.0.
Rs 2.50 lakh will get subsidy
Under Pradhan Mantri Awas Yojana 2.0, if urban eligible beneficiaries construct a house on their own land, then a subsidy or grant of Rs 2.5 lakh will be given. Apart from this, the beneficiary can also take a loan from the bank. If it takes a loan for housing, then the benefits of subsidy can also be used under the interest charged on it. One and a half lakh rupees will be given by the central government and one lakh rupees by the state government. In this way, eligible beneficiaries can get a total subsidy of a maximum of Rs 2.50 lakh under this scheme.
This is how the benefit of the scheme will be available
The eligibility rules have also been changed for those who will be given priority under Pradhan Mantri Awas Yojana Urban 2.0. Under the scheme, people who will be given priority in subsidy.
This is how the benefit of the scheme will be available
- Under the scheme, families who do not have their own pucca houses will be given priority by the government.
- Explain that any beneficiary whose annual income is up to Rs 3 lakh, they will be able to take advantage of this scheme.
- If a person has his own plot and wants to build a house on it,
They will be given priority. It is unconscious that they should not have any pucca houses beforehand. - Under the PM Awas Yojana, there will be more focus on poor, cleaning workers, PM Awas Swanidhi and beneficiaries of PM Vishwakarma Yojana, Anganwadi workers, investment of slums or special groups.
They will not get the benefit of the scheme
The person whose annual income is 9 lakh or more, then he will not be able to take advantage of this scheme.
If a man already has a house under any other such scheme or has taken advantage of subsidy, then he will not get the benefit of this scheme.
Houses will also be made available on rent
Under the Pradhan Mantri Awas Yojana 2.0, if a man wants to take a house on rent to stay, then he will also be provided houses on rent by the state government. Such houses can be built in other big cities including Bhopal, Indore, Gwalior, Jabalpur